Car Finance

Is Car Finance Right For Me?



Through finance plans such as Hire Purchase (HP) and Personal Contract Purchase (PCP), you can come to an agreement and find the specific, personalised finance plan that is right for you.

Finance plans come with a number of advantages; they work out to be cheaper than simply taking out a loan on your vehicle, and monthly prices can be discussed and adjusted with your dealership through HP. The process of personally financing a car can be a long and drawn-out process, which can be slow and sometimes confusing for the consumer. Finance plans, on the other hand, are fully arranged through the dealership, allowing for paperwork to be taken care of in a timely manner. During the process of a finance plan, your car is the only risk and security in a deal - personal credit assets are not required, and therefore cannot be lost.

Taking out a finance plan also offers you a greater degree of flexibility with your car ownership. If you wish to change cars regularly, this is an option that can easily be taken care of through the use of PCP.